[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zulpcb.cz\/kdo-pomuze-podnikateli\/#Article","mainEntityOfPage":"https:\/\/www.zulpcb.cz\/kdo-pomuze-podnikateli\/","headline":"Kdo pom\u016f\u017ee podnikateli?","name":"Kdo pom\u016f\u017ee podnikateli?","description":"Kdy\u017e z\u00e1kazn\u00edk nebo dokonce z\u00e1kazn\u00edci nezaplat\u00ed soukrom\u00e9mu podnikateli, dostane se tento lehce i do p\u0159\u00edmo existen\u010dn\u00edch probl\u00e9m\u016f. Proto\u017ee on mus\u00ed platit v\u0161echny nezbytn\u00e9 v\u00fddaje d\u00e1l, aby mu neutekli zam\u011bstnanci, kte\u0159\u00ed by nevyplacenou mzdu sotva akceptovali, aby neztratil dodavatele, bez jejich\u017e dod\u00e1vek by nebylo z \u010deho vyr\u00e1b\u011bt, aby se neocitnul bez odpojen\u00e9 elekt\u0159iny nebo aby se […]","datePublished":"2019-09-17","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.zulpcb.cz\/author\/#Person","name":"","url":"https:\/\/www.zulpcb.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zulpcb.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zulpcb.cz\/wp-content\/uploads\/img_a343822_w1715_t1557209840.png","url":"https:\/\/www.zulpcb.cz\/wp-content\/uploads\/img_a343822_w1715_t1557209840.png","height":0,"width":0},"url":"https:\/\/www.zulpcb.cz\/kdo-pomuze-podnikateli\/","about":["Pen\u00edze"],"wordCount":444,"articleBody":"      Kdy\u017e z\u00e1kazn\u00edk nebo dokonce z\u00e1kazn\u00edci nezaplat\u00ed soukrom\u00e9mu podnikateli, dostane se tento lehce i do p\u0159\u00edmo existen\u010dn\u00edch probl\u00e9m\u016f. Proto\u017ee on mus\u00ed platit v\u0161echny nezbytn\u00e9 v\u00fddaje d\u00e1l, aby mu neutekli zam\u011bstnanci, kte\u0159\u00ed by nevyplacenou mzdu sotva akceptovali, aby neztratil dodavatele, bez jejich\u017e dod\u00e1vek by nebylo z \u010deho vyr\u00e1b\u011bt, aby se neocitnul bez odpojen\u00e9 elekt\u0159iny nebo aby se na n\u011bj nevrhnuly st\u00e1tn\u00ed instituce, do\u017eaduj\u00edc\u00ed se dan\u00ed a jin\u00fdch povinn\u00fdch odvod\u016f. A s\u00e1m by se pochopiteln\u011b tak\u00e9 r\u00e1d aspo\u0148 najedl a zaplatil n\u00e1jem sv\u00e9ho bytu. A kdy\u017e na to nem\u00e1? Kdy\u017e podnik\u00e1n\u00ed, kter\u00e9 m\u011blo vyn\u00e1\u0161et, ne\u010dekan\u011b vyn\u00e1\u0161et p\u0159estalo? Jak z t\u00e9 bryndy ven? Takov\u00fd podnikatel to vesm\u011bs \u0159e\u0161\u00ed p\u016fj\u010dkou. Proto\u017ee jin\u00e9 cesty zpravidla nen\u00ed. Jen\u017ee po\u0159\u00eddit si n\u011bkde pen\u00edze na dluh, to nen\u00ed \u010dasto jenom tak. Proto\u017ee ne ka\u017ed\u00fd pr\u00e1v\u011b n\u011bkomu takov\u00e9mu p\u016fj\u010d\u00ed. Zejm\u00e9na pokud u\u017e m\u011bl doty\u010dn\u00fd podnikatel dluhy v minulosti, n\u011bkter\u00e9 dosud spl\u00e1c\u00ed nebo se dokonce kv\u016fli n\u011bjak\u00fdm pot\u00ed\u017e\u00edm dostal na \u201a\u010dernou listinu\u2018 jm\u00e9nem registr dlu\u017en\u00edk\u016f.A co m\u00e1 doty\u010dn\u00fd d\u011blat ve chv\u00edli, kdy p\u0159ed n\u00edm banky zav\u00edraj\u00ed dve\u0159e, jejich \u00fa\u0159edn\u00edci zam\u00edtaj\u00ed jeho \u017e\u00e1dosti osto\u0161est a ani z p\u0159\u00edbuzn\u00fdch a zn\u00e1m\u00fdch se nic vym\u00e1mit ned\u00e1? Pak p\u0159ijde vhod americk\u00e1 hypot\u00e9ka bez registru. Finan\u010dn\u00ed produkt nebankovn\u00edho sektoru, d\u00edky n\u011bmu\u017e m\u016f\u017ee n\u00e1\u0161 hrdina z\u00edskat pen\u00edze u\u017e do \u010dty\u0159iadvaceti hodin od schv\u00e1len\u00ed \u017e\u00e1dosti, eventu\u00e1ln\u011b po dohod\u011b i je\u0161t\u011b rychleji. A to bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed a handrkov\u00e1n\u00ed se, bez skryt\u00fdch poplatk\u016f nebo n\u011bjak\u00e9 povinn\u00e9 platby p\u0159edem. Kouzlo t\u00e9to hypot\u00e9ky, tedy vlastn\u011b podnikatelsk\u00e9ho \u00fav\u011bru, spo\u010d\u00edv\u00e1 v tom, \u017ee se \u010dlov\u011bk za p\u016fj\u010den\u00e9 pen\u00edze zaru\u010duje vlastn\u00ed nemovitost\u00ed, respektive nemovitost\u00ed n\u011bkoho jin\u00e9ho, kdo je ochoten se za n\u011bj zaru\u010dit. Nebankovn\u00ed instituce si nech\u00e1 poslat fotografie dan\u00e9ho objektu s jeho adresou, stanov\u00ed jeho odhadn\u00ed cenu, a pak u\u017e nic nebr\u00e1n\u00ed tomu, aby si n\u00e1\u0161 podnikatel vzal zm\u00edn\u011bnou hypot\u00e9ku ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent hodnoty on\u00e9 do z\u00e1stavy dan\u00e9 nemovitosti. Klidn\u011b s a\u017e \u010dty\u0159icetiletou lh\u016ftou splatnosti a n\u00edzk\u00fdmi spl\u00e1tkami, je\u017e zvl\u00e1dne spl\u00e1cet ka\u017ed\u00fd. A je po starostech.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo pom\u016f\u017ee podnikateli?","item":"https:\/\/www.zulpcb.cz\/kdo-pomuze-podnikateli\/#breadcrumbitem"}]}]